These information is important so please read it carefully.
1.0 This web site, is hereafter referred to as 'Site'. This Terms page includes Site Terms, Conditions, Notices and Disclaimers (or collectively 'Terms').
2.0 About these Terms.
2.1 These Terms apply to your use of the Site.
2.2 By accessing the Site you are deemed to have accepted these Terms in their entirety. If you do not agree to any of these Terms you must stop using the Site, leave the Site and not return to the Site.
2.3 We may at any time revise these Terms without advance notice. You are responsible for reviewing these Terms on each occasion that you visit or revisit the Site and if you continue to use the Site after changes are made to the Terms you are deemed to have accepted them.
3.0 Intellectual Property (IP) Rights.
3.1 The design and content of this Site is protected by copyright. All rights are reserved. The exclusive right to authorize or prohibit the direct or indirect, temporary or permanent reproduction of this Site by any means and in any form, in whole or in part, and to make this Site available to the public, and to distribute any copyright protected material in the Site shall remain solely with the Site owner. You agree not to copy, adapt, alter or create any derivative work from any material on this Site, or to restrict or inhibit the use or enjoyment of this site by anyone else.
3.2 The Site owner may enjoy various trade marks and registered trade marks ("the marks"). You may not use those marks or any third party trade marks that appear on this Site.
3.3 All other intellectual property rights in the Site are the property of the Site owner or its licensors.
3.4 Except as set out in the paragraph entitled 'Permitted uses', nothing in these terms or on this Site should be taken as conferring any licence or right to use any material on this Site without the prior written approval of the Site owner or its licensors.
4.1 We may require Site visitors or you to register before we supply services via this Site. When you register, you agree to provide, true, accurate, up to date and complete information. Pen or alias names by the Site owner, its authors, contributors or readers are permitted.
5.0 Acceptable Use
5.1 It is impossible to provide an exhaustive list of exactly what constitutes acceptable and unacceptable use of this Site. In general, Site will not tolerate any use of the Site which damages or is likely to damage the Site reputation, the availability or integrity of the Site or which causes Site owner or threatens to cause Site owner to incur any legal, tax or regulatory liability.
5.2 We therefore ask you to treat our Site with respect, and not to use the Site or our content or services for any illegal purpose, or in such a way as to infringe or breach other's rights or to cause or threaten to cause damage.
5.3 We reserve the right to suspend the use of our Site generally or block your access to any part of the Site and/or to suspend or terminate your rights to use the Site or any part.
6.1 Links to this Site should not utilize deep-linking, framing or screen scraping.
6.2 This Site includes links that allow you to leave the Site and visit third party web sites. This Site may not or does not exercise control over linked sites and is not responsible for the content, use by you or availability of those third party web sites, for any products or services through those sites or for the treatment of any personal information you provide to the third party.
7.0 Privacy. This Site may include areas where you may register information about yourself. Any personal data you submit to us through this Site shall be subject to the terms of our Privacy Statement.
8.0 IMPORTANT NOTICE. The sole purpose of this Site is to share the the personal opinions of the Site owner, author and visitors who choose to post content or comments. All content on this Site consists only of personal opinions of the author and contributing readers. There should be no assumption or expectation of neutrality or independence with regard to Site commentary, views, analysis, opinions or other content throughout this Site. The author's content and contributing reader comments are often biased and skewed based upon particular experience, personal interests and vested interests.
9.0 Disclaimer of representations and warranties
9.1 Content. We take steps to ensure that all information we provide on this site is correct and complete at the time of the last update to the relevant page but we do NOT warrant it will be correct and complete. Any reliance on your part for any content on this Site should be substantiated with expert council.
9.2 Availability. Use of this Site is free and we take steps to ensure it is available to all permitted users, including disabled users. We do not warrant that the Site will be continuously available, or that your use of the site will be uninterrupted or error-free, or that the Site and server will be free from misuse.
9.3 DISCLAIMER. Site content is provided with RESTRICTED RIGHTS. This Site does not represent a substitute for professional advice. Content throughout this Site is strictly the opinion of the author or readers who post comments. This Site's content is not intended to replace or substitute for, the information or advice to be provided by experienced, certified or licensed professionals. Site visitors or readers assume all responsibilities and obligations with respect to any decisions made or opinions given as a result of the use or reference of any content from this Site. No legal representation or advice is provided in any way whatsoever.
9.4 WARRANTY. ALL INFORMATION IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, INCLUDING (WITHOUT LIMITATION) ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. WE FURTHER DISCLAIM ANY LIABILITY IN CONNECTION WITH THE SITE OR THE INFORMATION PROVIDED HEREIN. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. IN NO EVENT WILL THIS WEB SITE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THE SITES, THE INFORMATION, OR ON ANY OTHER HYPERLINKED WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WE ALSO MAKE NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE VIA THIS SITE, OR ANY WEBSITE WITH WHICH IT IS LINKED, IS ACCURATE, COMPLETE, OR CURRENT.
9.5 GOVERNING LAW AND VENUE. Any and all challenges and/or legal claims shall be governed solely in and according to the laws of Palm Beach County, State of Florida, United States of America (USA).
10.1 If a court or other competent authority holds any of these Terms to be void or unenforceable in whole or part, the other Terms and the remainder of the affected Terms shall continue to be valid.
10.3 These Terms may be updated at any time and without advance notification. The last update to these Terms was made April 14, 2011.
10.4 Entire Agreement. These Terms represent the entire Site Terms, Conditions, Notices and DISCLAIMERS for this Site, and supersede any and all prior or other written and oral communications. If there is a dispute among Terms between this Web Site Terms page and any other Site page, this Web Site Terms page shall prevail.
10.5 Section titles are for convenience only and have no legal or contractual effect.